Send an invoice by text or email. They connect their bank and approve it in about 60 seconds — no app, no account, no card number.
1% per paid invoice. Capped at $50. Nothing charged if it doesn't get paid.
Need it today? Flip on Instant deposit — in your bank in under 30 minutes, 7 days a week.
We're taking a limited number of businesses that are actively invoicing.
Our fee is 1%, capped at $50. Card processors charge a percentage with no ceiling — so the bigger the job, the worse the gap gets.
| Invoice | Card at 2.9% + 30¢ | NoAppPay | You keep |
|---|---|---|---|
| $2,500 | $72.80 | $25.00 | +$47.80 |
| $5,000 | $145.30 | $50.00 | +$95.30 |
| $10,000 | $290.30 | $50.00 | +$240.30 |
| $1,000 | $29.30 | $10.00 | +$19.30 |
Our fee stops growing at $50 once the invoice reaches $5,000 — an effective rate of 0.5% on a $10,000 job. Above $10,000 the fee is $50 plus 0.25% of the amount over, never more than $100. During the beta we're capping invoices at $10,000.
Enter the amount and your customer's phone or email. We send them a secure link.
They open the link, connect their bank through Plaid, and authorize the exact amount. One payment, one time — never a recurring charge.
Straight to your own bank account. Every invoice shows the expected deposit date, and every payment shows on your ledger with a receipt.
Money in your bank in under 30 minutes — nights, weekends, holidays. 2% for the speed, on invoices up to $10,000. You choose it per payment, so you only pay for speed when you actually need it.
Once your customer approves, we push the funds to your bank on Stripe's instant rails. Not "next business day" — actually today.
Friday night, Sunday morning, holidays. Bank isn't open? Doesn't matter. Same rail either way.
Never automatic. It's a toggle on each invoice, so a routine payment keeps its 1% and a payroll-week payment jumps the queue.
If your invoices run from $1,000 to $25,000 and you're still chasing checks or absorbing card fees, this is for you.
No app, no account, no password. They tap a link and they're done. The reason people stall on paying is friction, not money.
Bank connections run through Plaid. We never see or store their login, and we don't keep their full account number.
They authorize the exact invoice amount, once. It is not a saved card and not a recurring charge. They can revoke before it's submitted.
Two speeds, your choice per invoice. Standard is about a week — bank payments take a few days to clear, then we hold briefly against reversals, and every invoice shows the expected deposit date. Instant deposit lands in your bank in under 30 minutes, 7 days a week, for an additional 2% (available on invoices up to $10,000). Same money, different speed.
No. They pay the exact amount on the invoice, not a cent more. The 1% comes out of your side, and only when you actually get paid.
You're charged nothing. No fee on unpaid invoices, expired links, or returned payments. There's no monthly fee and no minimum, so a slow month costs you nothing.
Yes. Flip on Instant deposit and the money lands in your bank in under 30 minutes — nights, weekends, holidays. It's 2% extra, available on invoices up to $10,000, and you toggle it per invoice so you only pay for speed when you actually need it.
Using it on real invoices and telling us what breaks. We're deliberately keeping the first group small so we can talk to everyone in it. If you're just curious rather than actively invoicing, you'd be better off waiting for general availability.
Limited beta opening September. First three invoices free, founding pricing locked in, and my direct number. No card required.
Request beta access