No monthly minimum, no setup cost, no card required. You pay 1% per paid invoice — and nothing at all on invoices that go unpaid.
Standard — included
$2 minimum · $50 maximum on invoices up to $10,000 · never more than $100 on anything larger.
Instant deposit — optional
Added to the 1% standard fee. Available on invoices up to $10,000. Chosen per payment — never automatic.
The fee caps at $50 on invoices up to $10,000, and never exceeds $100 no matter how large the job gets. The bigger the invoice, the smaller the percentage you actually pay.
| Invoice amount | Standard fee | You receive | With instant deposit | You receive |
|---|---|---|---|---|
| $150 | $2.00 | $148.00 | $5.00 | $145.00 |
| $500 | $5.00 | $495.00 | $15.00 | $485.00 |
| $1,000 | $10.00 | $990.00 | $30.00 | $970.00 |
| $2,500 | $25.00 | $2,475.00 | $75.00 | $2,425.00 |
| $5,000 | $50.00cap reached | $4,950.00 | $150.00 | $4,850.00 |
| $10,000 | $50.00 | $9,950.00 | $250.00 | $9,750.00 |
| $25,000 | $87.50 | $24,912.50 | Standard deposit only | |
| $50,000 | $100.00maximum | $49,900.00 | Standard deposit only | |
A $50,000 invoice costs $100 to collect — an effective rate of 0.2%. A card processor would take roughly $1,450 for the same payment.
The fee comes out of the payment before it reaches your account. There is no separate bill to pay and no card on file.
If an invoice is never paid, expires, or the debit is returned, you are charged nothing. You only pay on money you actually receive.
Your customer is charged exactly the amount on the invoice — not a cent more. Nothing is added at checkout.
No. Your customer pays the exact invoice amount. They do not download an app, create an account, or enter card details — they open a link, connect their bank, and authorize a single payment for that one invoice.
Because our cost to collect a bank payment barely changes with the size of the invoice, so charging a straight percentage would be indefensible. The fee stops at $50 on invoices up to $10,000, and never exceeds $100 on anything larger — instead of the several hundred to well over a thousand dollars a card processor would take on the same payment.
Bank debits can be returned for reasons such as insufficient funds or a stop payment. If that happens the invoice is marked failed on your ledger, no fee is charged, and you resolve the underlying issue directly with your customer.
Funds arrive within 30 minutes of the payment clearing, including on weekends and holidays. Bank payments take a few business days to clear before that point — instant deposit removes the waiting period that follows, not the clearing period itself.
Instant deposits move over a different network than standard bank transfers, and that network has a per-deposit ceiling. Rather than split a larger payment into pieces and give you a partial deposit, we send invoices above $10,000 on the standard schedule. You are never charged the instant fee on those.
No. There is no subscription, no minimum volume, no setup fee, and no contract. If you send no invoices in a month, you pay nothing.
We give at least 30 days' notice to active accounts before any fee change takes effect, as set out in our Terms of Service.